Please be aware that some of the funds, individual securities and services
described in our site may not be available or appropriate in a workplace savings
plan. Check with your employer for information on any investment restrictions
associated with your 401k or 403b savings plan at work. Or, if you already have
such a plan with Fidelity, call your toll-free retirement benefits line.

For more complete information on any fund or variable annuity registered in your
state, including expenses and any applicable charges and fees, please order a
free prospectus. Read the prospectus carefully before you invest or send money.
Remember that an investment in a money market mutual fund is not insured or
guaranteed by the Federal Deposit Insurance Corporation or any other
government agency. Although a money market mutual fund seeks to preserve the
value of your investment at $1.00 per share, it is possible to lose money by
investing in a money market mutual fund.

Annuities are distributed by Fidelity Brokerage Services, Inc., Fidelity Insurance
Agency, Inc., and Fidelity Investments Insurance Agency of Texas, Inc.

Fidelity Distributors Corporation
Fidelity Brokerage Services LLC,
Member NYSE, SIPC

These materials are not an offer to sell or a solicitation of an offer to buy any
security, nor shall any such security be offered or sold to any person, in any
jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful
under the securities laws of such jurisdiction. In accordance with SEC
regulations, overseas investors may contact us for more information about the
products and services available to them.

Copyright Policy

The contents of the Fidelity Investments sites on the Internet are protected by
applicable copyright laws. No permission is granted to copy, distribute, modify,
post or frame any text, graphics, video, audio, software code, or user interface
design or logos.

ALL INFORMATION AND CONTENT ON THE FIDELITY WEB SITES ARE
SUBJECT TO APPLICABLE STATUTES AND REGULATIONS, FURNISHED "AS
IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED,
INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR
NON-INFRINGEMENT. THE THIRD PARTY MARKS APPEARING ON THIS SITE
ARE THE PROPERTY OF THEIR RESPECTIVE OWNERS. ALL OTHER
MARKS APPEARING ON THE SITE ARE THE PROPERTY OF FMR CORP. OR
AN AFFILIATED COMPANY.

© Copyright 1998-1999 FMR Corp. All rights reserved.